Why Payday Loans are Necessary
The practice of payday loans has come under much criticism in the past. With extortionately high interest rates to a lack of sufficient financial background checking it is somewhat understandable why...
View ArticleBalancing Debt Payoff and Living Life
While my wife and I are currently debt free, I know that many of my readers struggle with knowing how much to pay towards their debt and how much to cut back on their lifestyle. When my wife and I just...
View ArticleStaying Out of Debt with Insurance
While many people perceive financial despair and bankruptcy as a result of bad decisions, the truth of the matter is that many similar situations arise because people are not adequately covered in case...
View ArticleBasic rules of avoiding debt online
I know firsthand it’s hard to stay debt free and many of my friends laugh at how committed I am to living within my means. What they don’t understand is the freedom I experience in owing absolutely...
View ArticleGetting Used to Debt
Have you ever heard someone say, “Oh, it’s only this much debt!”? Or maybe, “It’s not that big of a deal.” While I maintain my hatred for debt and do everything I can to avoid debt, there are many...
View ArticleBudgeting for the Year
The year is almost coming to a close and that means a lot of things. Not only does it mean Holidays, vacation, time with family, but also the beginning of a new year. This is the time of the year that...
View ArticleBest Financial Practices for an Organization
In the past month, I have slowly adjusted to working a new job at a non-profit. I am currently working in Operations for a small organization and so it means that I am in charge of any and all of the...
View ArticleDebt is Cyclical
It was just the other day that I was reading about a friend of mine’s debt. He was talking about the upcoming expenses that he is likely to incur and how he is going to prepare for them, one of which...
View ArticleWhy I Want to Help Others Live Debt Free
For the past few years, I have seen debt literally tear up families. I’ve never struggled with debt myself. I tell myself that the reason is because I taught myself discipline and self-control. Yet, in...
View ArticleSimple Reason Why it Pays to Be Debt Free
Everyone knows that I am a huge fan of living a debt free life. I want others to experience the same joy and sense of peace that I have. Yet, unfortunately, not everyone is able to live a debt free...
View ArticleHidden Fees When Traveling
My wife and I started planning our annual vacation last week. Every year we plan a week-long vacation to celebrate our anniversary. We usually alternate having a “big” vacation and a mediocre vacation....
View ArticleWhy is it important to recycle old gadgets?
It’s coming up to your contract renewal date and you’re excited about choosing your next smartphone, but spare a thought for your current handset. What will you do with it? Throw it in the bin? Sell...
View ArticleIs Mortgage Debt Good Debt?
There seem to be two major groups of people in this world: people who believe in good debt and bad debt and those who hate debt altogether. Then there is me. While I am a huge fan of understanding the...
View ArticleRetiring Right
Impending poverty — that’s the way some people see their retirement. Naturally, when you retire your income may be slightly lower, but that doesn’t mean you should have an apocalyptic view of your...
View ArticleLoans: Everything You Need to Know
I have the rare pleasure of saying that I am debt free. No school debt. No car loans. No mortgage (but I don’t own a home). Nothing. Zilch. Nada. Many people think this is impossible, but I have proven...
View ArticleUsing My 401k Now: Is it Possible?
One of the most common questions that people ask concerning their 401k is whether they can take out the money in it and use it. It’s something asked not just by those who are about to retire but even...
View ArticleE-WALLETS, are they safe?
If you are a keen online gamer you will know that once you have chosen your preferred online casino you will have to make a deposit. But how safe is it these days to give away your bank details online?...
View ArticleHow To Stop Telemarketing and Debt Collection Calls
I don’t think there is anything worse than those annoying debt collection and/or telemarketing calls in the middle of dinner. Telemarketers have products and services to sell but they tend to be a pest...
View ArticleShould You Gamble Your Way Out of Debt?
Staying and/or getting out of debt is a difficult thing to do in this world. Not only are people, otherwise known as consumers, overwhelmed with advertising, but are faced with a challenged economy....
View ArticleWhy I Want to Help Others Live Debt Free
For the past few years, I have seen debt literally tear up families. I’ve never struggled with debt myself. I tell myself that the reason is because I taught myself discipline and self-control. Yet, in...
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