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Simple Reason Why it Pays to Be Debt Free

Everyone knows that I am a huge fan of living a debt free life. I want others to experience the same joy and sense of peace that I have. Yet, unfortunately, not everyone is able to live a debt free...

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Hidden Fees When Traveling

My wife and I started planning our annual vacation last week. Every year we plan a week-long vacation to celebrate our anniversary. We usually alternate having a “big” vacation and a mediocre vacation....

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Is Mortgage Debt Good Debt?

There seem to be two major groups of people in this world: people who believe in good debt and bad debt and those who hate debt altogether. Then there is me. While I am a huge fan of understanding the...

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Using My 401k Now: Is it Possible?

One of the most common questions that people ask concerning their 401k is whether they can take out the money in it and use it. It’s something asked not just by those who are about to retire but even...

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Why I Want to Help Others Live Debt Free

For the past few years, I have seen debt literally tear up families. I’ve never struggled with debt myself. I tell myself that the reason is because I taught myself discipline and self-control. Yet, in...

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Best Financial Practices for an Organization

In the past month, I have slowly adjusted to working a new job at a non-profit. I am currently working in Operations for a small organization and so it means that I am in charge of any and all of the...

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Debt is Cyclical

It was just the other day that I was reading about a friend of mine’s debt. He was talking about the upcoming expenses that he is likely to incur and how he is going to prepare for them, one of which...

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10 highest-paying jobs in the oil and gas sector

The prices of oil have been stumbling for several months now mainly due to the increase of supply coming from the U.S. (up by 4m barrels a day since 2009). The glut of oil in America led to the...

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Getting Used to Debt

Have you ever heard someone say, “Oh, it’s only this much debt!”? Or maybe, “It’s not that big of a deal.” While I maintain my hatred for debt and do everything I can to avoid debt, there are many...

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The First Steps to Getting Out of Debt

Debt typically sneaks up on you. After all, very few people get into debt with their eyes wide open. It is generally a misunderstanding of your current situation as well as your purchasing habits that...

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